Tammy has over two decades of experience in the mortgage industry and joined Shelter Home Mortgage in 2012. She is a Loan Officer with the Vitali Team which received Shelter’s President's Award in 2017 and the MBAG Platinum Award for three years, honoring loan originators who have demonstrated excellence in their field.
Tammy is originally from Colorado and she attended Pasadena City College in Pasadena, California.
Tammy lives in north metro Atlanta with her husband and they are currently empty nesters as their third daughter recently graduated high school. She enjoys working out daily at Orange Theory Fitness and is a big fan of professional football, especially the Denver Broncos. When out of the office, Tammy loves to cook and have family and friends over.
And before they change, many homeowners have been taking advantage of the benefits of cash-out refinancing. To give you the gist, cash-out refinancing is when you replace your current mortgage with a new one that has a larger outstanding principal balance, and you get the difference in a lump sum of cash.